Better rates
No resellers in between.
Buyers here need dollars to pay suppliers. Sellers need Naira for payouts. You trade with them directly, so the rate isn’t marked up on the way. Our fee is 5 bps, and you only pay it when a trade goes through.
Trade USDT and Naira at better rates.
Liquid connects businesses that need dollars with operators that need Naira. There’s no reseller in the middle, so both sides get a better rate.
Works in WhatsApp and Telegram
The problem
Same trade, two very different mornings.
Here’s a business buying ₦343m of USDT, the usual way and on Liquid. The times are illustrative, but anyone who has done this will recognise the first one.
Through OTC desks
Done at 16:40, if all goes well
- Ask around for a price
- Haggle, ₦0.25 at a time
- Send Naira first
- Wait, then match payments from screenshots
On Liquid
Settled in 21 minutes
- Ask, get a firm price, accept
- Both sides pay in, both go out
Why Liquid
Better prices, paid on time.
Liquid is a private market for businesses that buy and sell USDT for Naira. If a price doesn’t suit you, you just don’t take it.
Fast settlement
Done within the hour.
USDT confirms in minutes and Naira moves on Nomba, so you’re not chasing the other leg all afternoon.
Safe settlement
Nothing moves until both sides pay.
Liquid holds your Naira or USDT until the other side has paid too, then sends both out together. If they don’t pay in time, you get yours back.
Private
Nobody sees who you are.
You see a price, an amount and how long the price holds. The other side sees the same about you, and names stay private.
WhatsApp and Telegram
Trade from the chat you already use.
Message the Liquid Agent the way you’d message a desk. It gets you a price, confirms the details and keeps you posted until the trade is done.
How it works
It all happens in a chat.
Here’s an example: a business buying 250,000 USDT with Naira.
Today
Hi, we need 250k USDT today. We’ll pay from our Nomba account.
An example trade. The numbers are for illustration.
Who it’s for
For businesses on either side.
Liquid is invite-only and open to businesses that move USDT or Naira every week. You can buy, sell or do both.
Selling USDT
Turn USDT into Naira for your payouts.
For stablecoin platforms, remittance apps and OTC desks.
- Sell to businesses with real invoices to pay, not to resellers.
- Get a better rate, because nobody marks it up on the way.
- Naira lands on Nomba with the trade reference, so it’s easy to match up.
Buying USDT
Get dollars for your supplier payments.
For importers, payment companies and fintechs paying out abroad.
- Buy from operators who already hold USDT, at a firm price.
- Pay in Naira through Nomba.
- Usually settled within the hour, so payments abroad go out on time.
Some of the biggest stablecoin operators in Nigeria already trade on Liquid. We keep every member private, so you won’t see their logos here.
FAQ
Common questions.
The things businesses usually ask us before their first trade.
Message the Liquid Agent on WhatsApp or Telegram. Tell it what you want to buy or sell, and it comes back with a price. Tap Accept to take it. There’s nothing to install.
Most trades settle within the hour. USDT confirms in minutes, and Naira moves on Nomba.
5 bps on trades that go through. Prices you don’t take are free, and there’s no monthly fee.
Liquid holds each side’s payment until the other side has paid, then sends both out together. If the other side doesn’t pay in time, you get yours back.
No. They see the price and the amount, not your name, and you don’t see theirs.
USDT against Naira. We’ll confirm which networks work for you during onboarding.
Businesses that move USDT or Naira regularly, like stablecoin platforms, remittance and payment companies, OTC desks and importers. It’s invite-only, and we verify every business before its first trade.
Get started
Start trading on Liquid.
Tell us a little about your business. We’ll message you on WhatsApp or Telegram to get you set up.
- Quick Business Verification
- Nothing to Install or Integrate
- No Monthly Fees